:root{--ink:#12233d;--muted:#607086;--blue:#0f49bd;--blue2:#183f91;--sky:#eaf3ff;--gold:#f4b942;--paper:#fbfdff;--line:#dce5f1;--good:#eaf8f1}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--blue);text-decoration-thickness:1.5px;text-underline-offset:3px}a:hover{color:#082c78}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}
.topnote{background:#0b1d36;color:#dce8fb;font-size:.84rem;text-align:center;padding:8px}.topnote a{color:white}
header{position:sticky;top:0;z-index:20;background:rgba(251,253,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:850;text-decoration:none;letter-spacing:-.02em}.mark{width:34px;height:34px;border-radius:50%;background:radial-gradient(circle at 35% 35%,#7ab8ff 0 13%,#1749ad 14% 34%,#0b275f 35% 53%,#dceaff 54% 59%,#1749ad 60% 100%);box-shadow:0 5px 18px #1749ad33}
nav{display:flex;gap:20px;align-items:center}nav a{color:var(--ink);font-weight:700;text-decoration:none;font-size:.94rem}.navcta,.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff!important;text-decoration:none;font-weight:800;padding:12px 19px;box-shadow:0 8px 20px #1749ad2b}.menu{display:none;background:none;border:0;font-size:1.7rem}
.hero{position:relative;overflow:hidden;padding:78px 0 62px;background:linear-gradient(135deg,#f8fbff,#eaf3ff)}.hero:after{content:"";position:absolute;width:520px;height:520px;border:90px solid #1c55c810;border-radius:50%;right:-160px;top:-220px}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.78rem;font-weight:900;color:var(--blue)}h1{font-size:clamp(2.25rem,5vw,4.7rem);line-height:1.02;letter-spacing:-.055em;max-width:850px;margin:.18em 0}.lede{font-size:clamp(1.06rem,2vw,1.3rem);max-width:760px;color:#40546d}.heroactions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.ghost{display:inline-flex;padding:11px 18px;border:1px solid #b8c8de;border-radius:999px;text-decoration:none;font-weight:800;background:white}
main{padding:58px 0}.grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:52px}.article h2{font-size:1.7rem;line-height:1.2;letter-spacing:-.025em;margin:2.2rem 0 .6rem}.article p{font-size:1.04rem;color:#334961}.side{position:sticky;top:100px;align-self:start}.panel,.card{background:white;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 10px 30px #0e2f6410}.panel h3{margin-top:0}.mini{font-size:.88rem;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:45px 0}.card h3{margin:.1rem 0 .4rem}.card p{color:var(--muted)}.card a{font-weight:800}.notice{background:var(--good);border-left:4px solid #2b8b61;padding:16px 18px;border-radius:10px;margin:26px 0}.crumbs{font-size:.86rem;color:var(--muted);margin-bottom:18px}
footer{background:#0b1d36;color:#cbd7e7;padding:48px 0 30px;margin-top:40px}footer a{color:#fff}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footerlinks{display:grid;gap:8px}.copyright{border-top:1px solid #ffffff22;margin-top:30px;padding-top:22px;font-size:.85rem}
.popup{position:fixed;inset:0;background:#06122599;z-index:50;display:none;align-items:flex-end;justify-content:center;padding:18px}.popup.open{display:flex}.popbox{width:min(560px,100%);background:white;border-radius:24px;padding:26px;box-shadow:0 24px 80px #0006;position:relative}.popbox h2{margin:.2rem 0}.close{position:absolute;right:16px;top:12px;border:0;background:#edf2f8;border-radius:50%;width:36px;height:36px;font-size:1.25rem}.popactions{display:flex;gap:10px;flex-wrap:wrap}.skip{background:white;border:1px solid #bdcadb;color:var(--ink);border-radius:999px;padding:11px 16px;font-weight:800}
@media(max-width:800px){nav{display:none;position:absolute;top:72px;left:0;right:0;background:white;padding:18px;flex-direction:column;border-bottom:1px solid var(--line)}nav.open{display:flex}.menu{display:block}.grid{grid-template-columns:1fr}.side{position:static}.cards{grid-template-columns:1fr}.footgrid{grid-template-columns:1fr}.hero{padding:55px 0 45px}.navcta{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}